Liability: My website is owned and operated by Debbie Moser - Pilates and Yoga. I hold public liability insurance to ensure that my customers are protected in the unlikely event of any accidents or injuries that may occur during my classes. However, it is important that you understand that by participating in our classes, you assume full responsibility for any injuries or damages that may occur, and I am not liable for any claims or damages arising out of your participation in my classes.

Health and Safety: My classes involve physical activity, and I require all participants to consult with a doctor before starting any new exercise program. By participating in my classes, you agree that you are physically and mentally able to perform the exercises and assume full responsibility for your own health and safety. If at any time during the class, you feel uncomfortable or experience any pain or discomfort, you should stop immediately and consult with your doctor.

Payment: I offer online and in-person classes, and my fees vary depending on the type of class and location. All fees must be paid in advance of the class, and I accept payment by credit card, PayPal or bank transfer. I reserve the right to change my fees at any time, and I will notify you of any changes in advance.

Intellectual Property: All the content on my website, including text, images, videos, and other material, is the property of Debbie Moser - Pilates and Yoga and is protected by copyright laws. You may not copy, reproduce, distribute, or use any of my content without my express written permission.

Privacy: I respect your privacy and will not share your personal information with any third party without your consent. 

Cancellation and Refunds: If you need to cancel your reservation for an in-person session, you must do so at least 24 hours in advance, and I will provide you with a full refund. If you cancel within 24 hours of the session, I will not provide a refund. For online sessions, refunds are not available once the session has started.

Amendments: I reserve the right to update these terms and conditions at any time without notice. By continuing to use my website and participate in my classes, you agree to be bound by the latest version of these terms and conditions.